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Over three million Illinoisans have come to count on the security and protection mutual insurance brings. They depend on their mutual to protect their homes, their personal property, their livestock, and so much more.

Mutuals grew our of the basic concept of people helping people. neighbors helping neighbors. Elmira Mutual Insurance Company is committed to that concept.

Elmira Mutual is owned by our policholders. We are part of the world's largest rural/farm insurance network.

STRONG FINANCIAL BACKING

While we are a local company, we are reinsured by Grinnell Mutual Reinsurance Company in Grinnell, Iowa.

Grinnell maintains an A (excellent) rating from AM Best, the foremost organization evaluating insurance companies.

Reinsurance, described as the "insurance of insurance companies", has given Elmira Mutual capacity, stability, and unquestioned financial strength.