Over three million Illinoisans have come to count on the security and protection mutual insurance brings.  They depend on their mutual to protect their homes , their personal property, their livestock, and so much more.

Mutuals grew out of the basic concept of people helping people.  Neighbors helping neighbors.  Elmira Mutual Insurance Company is committed to that concept.  

Elmira Mutual is owned by our policyholders.  We are part of the world's largest rural/farm insurance network.

Members of: IAMIC
Illinois Association of Mutual
Insurance Companies

Strong Financial Backing

While we are a local company, we are reinsured by Grinnell Mutual Reinsurance company in Grinnell, Iowa.  

Grinnell Mutual maintains an A (excellent) rating from A.M. Best, the foremost organization evaluating insurance companies.

Reinsurance, described as the "insurance of insurance companies", has given Elmira Mutual capacity, stability, and unquestioned financial strength.

Grinnell Mutual is one of the largest reinsurer of farm property in the world, with well over $150 million in surplus funds.

In addition, our relationship with Grinnell Mutual allows our agencies (such as the Leezer Agency) access to a much wider selection of insurance products to serve all of your protection needs.

Find out more at Grinnell Mutual on their website at http://www.gmrc.com/ 

Elmira Mutual is dedicated to providing it's members (policyholders) outstanding protection from financial loss at the best value while maintaining a strong financial backing to provide that protection.