At Elmira Mutual Insurance Company, we offer property and liability insurance for your.......

The FarMate provides quality insurance protection for your entire farm.  It also offers a wide variety of options to fit your farming operation.  The FarMate policy protects you from financial disaster by covering your Dwelling, Household Personal Property, Additional Living Expense/Loss of Rents, Farm Service Buildings, Scheduled Farm Personal Property, and Blanket Farm Personal Property.  A large variety of optional coverages are also available.

The Farm-Guard protects the members of your household against financial disaster from accidents or injuries occurring on your farm - whether you're a farm owner or tenant.  The policy provides a broad range of standard coverages as well as a variety of optional coverages to customize protection to fit your farming operation.

The Home-Guard policy provides outstanding protection for your most important asset-your home.  This policy offers a variety of coverages to protect your dwelling and personal property.  It also offers protection against possible financial disaster from accidents or injuries occurring on your property or from your personal acts.  If your home qualifies, you will be eligible for the expanded coverages offered by the Home-Guard Select policy.

The Rented Dwelling policy provides coverages on the dwelling that the insured owns but rents out to others.  This coverage can also include any buildings or personal property located at the rental property location.  This policy also offers protection against possible financial disaster from accidents or injuries occurring on this property.

The Tenant Home-Guard policy provides coverages to the personal property of the insured when they are living in an apartment or rented dwelling.  This policy also provides protection against possible financial disaster from accidents or injuries occurring on this property.

The Dwelling policy provides protection for owner occupied and non-owner occupied dwellings that do not qualify for the Home-Guard policy.  This program has optional coverages for protection against possible financial disaster from accidents or injuries occurring on this property if requested